CK MAMA – Terms of Service (Customer)

1.1 This Terms of Service (Customer) (“Terms of Service”) shall be read together with the General Terms and Conditions and all references made in the General Terms and Conditions shall apply to this Terms of Service.

1.2 The Services CK MAMA Platform (“Services”) provide or make available include: (a) the Platform; (b) the services provided by the Platform and by the software or functions made available through the Platform. Any new features added to or augmenting the Services are also subject to these Terms of Service.

1.3 The Services include an online platform service that provides a place and opportunity for the sale of goods/services between the customer (“Customer”) and the seller/service provider (“Seller/Service Provider”). The actual contract for sale is directly between the Customer and the Seller/Service Provider and CK MAMA Platform is not a party to that or any other contract between the Customer and the Seller/Service Provider. CK MAMA Platform accepts no obligations in connection with any such contract. Parties to such transaction will be entirely responsible for the contract between them. CK MAMA Platform is not involved in the transactions between Customer and Seller/Service Provider. CK MAMA Platform may or may not pre-screen content or information provided by the Customer and/or the Seller/Service Provider. CK MAMA Platform reserves the right to remove any content or information posted by you on the Platform if it deemed inappropriate, inaccurate or misleading. CK MAMA Platform cannot ensure that the Customer and the Seller/Service Provider will actually complete a transaction.

1.4 Before becoming a Customer of the Platform, you must read and accept all of the terms and conditions in, and linked to, the General Terms and Conditions and this Terms of Service and you must consent to the processing of your personal data as described in the Privacy Notice linked hereto.

1.5 CK MAMA Platform reserves the right to change, modify, suspend or discontinue all or any part of this Platform or the Services at any time or upon notice as required by local laws. CK MAMA Platform may release certain Services or new features in a beta version, which may not work correctly or in the same way the final version may work, and CK MAMA Platform shall not be held liable in such instances. CKMAMA Platform may also impose limits on certain features or restrict your access to parts of, or the entire, Platform or Services in its sole discretion and without notice or liability.

1.6 CK MAMA Platform reserves the right to refuse to provide you access to the Platform or Services or to allow you to open an Account for any reason.

1.7 BY USING CK MAMA PLATFORM, THE SERVICES OR OPENING AN ACCOUNT, YOU GIVE YOUR IRREVOCABLE ACCEPTANCE OF AND CONSENT TO THIS TERMS OF SERVICE, INCLUDING ANY ADDITIONAL AND/OR UPDATED TERMS AND CONDITIONS AND POLICIES REFERENCED HEREIN AND/OR LINKED HERETO.

1.8 IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE OUR SERVICES OR ACCESS THE PLATFORM. IF YOU ARE UNDER THE AGE OF 18 OR THE LEGAL AGE FOR GIVING CONSENT HEREUNDER PURSUANT TO THE APPLICABLE LAWS IN YOUR COUNTRY (“LEGAL AGE”), YOU MUST GET PERMISSION FROM A PARENT OR LEGAL GUARDIAN TO OPEN AN ACCOUNT AND THAT PARENT OR LEGAL GUARDIAN MUST AGREE TO THIS TERMS OF SERVICE. IF YOU DO NOT KNOW WHETHER YOU HAVE REACHED THE LEGAL AGE, OR DO NOT UNDERSTAND THIS SECTION, PLEASE DO NOT CREATE AN ACCOUNT UNTIL YOU HAVE ASKED YOUR PARENT OR LEGAL GUARDIAN FOR HELP. IF YOU ARE THE PARENT OR LEGAL GUARDIAN OF A MINOR WHO IS CREATING AN ACCOUNT, YOU MUST ACCEPT THIS TERMS OF SERVICE ON THE MINOR’S BEHALF AND YOU WILL BE RESPONSIBLE FOR ALL USE OF THE ACCOUNT OR THE SERVICES USING SUCH ACCOUNT, WHETHER SUCH ACCOUNT IS CURRENTLY OPEN OR CREATED LATER.

2.1 Your privacy is very important to us at CK MAMA Platform. We have provided the Privacy Notice in the Platform to explain our privacy practices in detail. Please review the Privacy Notice to understand how CK MAMA Platform collects and uses the information associated with your Account and/or your use of the Services. By using the Services or providing information on the Platform, you expressly consent to CK MAMA Platform’s collection, use, disclosure and/or processing of your personal data as described in the Privacy Notice.

3.1 Some functions of our Services require registration for an Account by selecting a unique user identification (“User ID“) and password, and by providing certain personal information. If you select a User ID that CK MAMA Platform, in its sole discretion, finds offensive or inappropriate, CK MAMA Platform has the right to suspend or terminate your Account. You may be able to use your Account to gain access to other products, Platforms or services to which we have enabled access or with which we have tied up or collaborated. CK MAMA Platform has not reviewed, and assumes no responsibility for any third party content, functionality, security, services, privacy policies, or other practices of those products, platforms or services. If you do so, the terms of service for those products, platforms or services, including their respective privacy policies, if different from these Terms of Service and/or our Privacy Notice, may also apply to your use of those products, platforms or services.

3.2 You agree to (a) keep your password confidential and use only your User ID and password when logging in, (b) ensure that you log out from your account at the end of each session on the Platform, (c) immediately notify CK MAMA Platform of any unauthorised use of your Account, User ID and/or password, and (d) ensure that your Account information is accurate and up-to-date. You are fully responsible for all activities that occur under your User ID and Account even if such activities or uses were not committed by you. CK MAMA Platform will not be liable for any loss or damage arising from unauthorised use of your password or your failure to comply with this Section.

3.3 You agree that CK MAMA Platform may for any reason, in its sole discretion and with or without notice or liability to you or any third party, immediately terminate your Account and your User ID, remove or discard from the Platform any Content associated with your Account and User ID, withdraw any bonuses, points and/or such other rewards in any like form offered to you, cancel any transactions associated with your Account and User ID, temporarily or in more serious cases permanently withhold any credits or refunds, and/or take any other actions that CK MAMA Platform deems necessary. Grounds for such actions may include, but are not limited to, actual or suspected (a) extended periods of inactivity, (b) violation of the letter or spirit of these Terms of Service, (c) illegal, fraudulent, harassing, defamatory, threatening or abusive behaviour (d) having multiple user accounts, (e) buying products/services on the Platform for the purpose of commercial re-sale, (f) voucher/reward abuse (including, but not limited to, selling of vouchers/rewards to third parties, selling of vouchers/rewards or other credits at a significant markup above face value and/or abnormal or excessive use of vouchers/rewards on the Platform), or (g) behaviour that is harmful to other users, third parties, or the business interests of CK MAMA Platform. Use of an Account for illegal, fraudulent, harassing, defamatory, threatening or abusive purposes may be referred to law enforcement authorities without notice to you. If a legal dispute arises or law enforcement action is commenced relating to your Account or your use of the Platform and/or Services for any reason whatsoever and howsoever, CK MAMA Platform may terminate your Account immediately with or without notice.

3.4 You may terminate your Account if you notify CK MAMA Platform in writing (including via email at support) of your desire to do so. Notwithstanding any such termination, you remain responsible and liable for any incomplete transaction (whether commenced prior to or after such termination), payment for the service, or the like, and you must contact CK MAMA Platform after you have promptly and effectively carried out and completed all incomplete transactions according to the Terms of Service. CK MAMA Platform shall have no liability, and shall not be liable for any damages incurred due to the actions taken in accordance with this Section. You waive any and all claims based on any such action taken by CK MAMA Platform.

3.5 You may only use the Services and/or open an Account if you are located in one of our approved countries, as updated from time to time.

4.1 The license for use of this Platform and the Services is effective until terminated. This license will terminate as set forth under these Terms of Service or if you fail to comply with any term or condition of these Terms of Service and/or the General Terms and Conditions. In any such event, CK MAMA Platform may effect such termination with or without notice to you.

4.2 You acknowledge, consent to and agree that CK MAMA Platform may access, preserve and disclose your Account information, personal data, content to any legal, regulatory, or governmental authority, the relevant rights owner, or other third parties if required to do so by law pursuant to an order of a court or lawful request by any governmental or regulatory authority having jurisdiction over CK MAMA Platform or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce these Terms of Service; (c) respond to claims that any content violates the rights of third parties, including intellectual property rights; (d) respond to your requests for customer service; or (e) protect the rights, property or personal safety of CK MAMA Platform, its users, other sellers/service providers and/or the public.

4.3 CK MAMA Platform grants you a limited and revocable license to access and use the Services subject to the terms and conditions of these Terms of Service. All proprietary Content, trademarks, service marks, brand names, logos and other intellectual property (“Intellectual Property”) displayed in the Platform are the property of CK MAMA Platform and where applicable, third party proprietors identified in the Platform. No right or licence is granted directly or indirectly to any party accessing the Platform to use or reproduce any Intellectual Property, and no party accessing the Platform shall claim any right, title or interest therein. By using or accessing the Services you agree to comply with the copyright, trademark, service mark, and all other applicable laws that protect the Services, the Platform and its content. You agree not to copy, distribute, republish, transmit, publicly display, publicly perform, modify, adapt, rent, sell, or create derivative works of any portion of the Services, the Platform or its content. You also may not, without our prior written consent, mirror or frame any part or whole of the contents of this Platform on any other server or as part of any other website. In addition, you agree that you will not use any robot, spider or any other automatic device or manual process to monitor or copy our content, without our prior written consent (such consent is deemed given for standard search engine technology employed by Internet search websites to direct Internet users to this Platform).

5.1 Violations of this Terms of Service may result in a range of actions, including, without limitation, any or all of the following:-

• Limits placed on Account privileges;
• Account suspension and subsequent termination;
• Criminal charges;
• Civil actions, including without limitation a claim for damages and/or interim or injunctive relief.

5.2 If you believe a User or Service Provider on our Platform is violating these Terms of Service, please contact help @ +6011-3663 5488.

6.1 CK MAMA Platform supports one or more of the following payment methods in each country it operates in:-

• Credit Card
  Card payments are processed through third-party payment channels and the type of credit cards accepted by these payment channels may vary depending on the jurisdiction you are in.
• Bank TransferYou may make payments through an Automated Teller Machine or internet bank transfer (“Bank Transfer”) to our designated CK MAMA Platform’s Account as follows:-
  Bank                           : Public Bank BerhadAccount
  Holder                        : CK MAMA Sdn Bhd
  Account Number      : 322 597 6120
  If applicable, you must provide CK MAMA Platform with the transfer receipt or payment transaction reference for verification purposes through the ‘Upload Receipt’ function found in CK MAMA Platform as payment confirmation. If payment confirmation is not received by CK MAMA Platform within three (3) days, your order will be cancelled.
• Such other payment method as may be determined by CK MAMA Platform from time to time.

6.2 You may change your preferred mode of payment for your purchase prior to making payment.

6.3 CK MAMA Platform takes no responsibility and assume no liability for any loss or damages to you arising from payment information entered by you or wrong remittance by you in connection with the payment for the items purchased. We reserve the right to check whether you are duly authorised to use certain payment method, and may suspend the transaction until such authorisation is confirmed or cancel the relevant transaction where such confirmation is not available.

7.1 CK MAMA Platform will inform the Seller/Service Provider when CK MAMA Platform receives your payment. Unless otherwise agreed with CK MAMA Platform, the Seller/Service Provider should then make the necessary arrangements to have the goods/services delivered to you within the period of time as agreed.

7.2 You understand that the Seller/Service Provider bears all risk and liability attached to the delivery of goods/services to you and warrant that he/she/they has or will obtain adequate insurance coverage in relation thereto. In the event of any personal, property or financial injury, loss, damage or consequential loss of any kind arising out of the goods/services and/or products during the course of delivery/performance, you hereby acknowledge and agree that CK MAMA Platform will not be liable for any loss, damage, expense, cost or fees resulted therefrom and you and the Seller/Service Provider will reach out to each other to resolve such dispute.

8.1 Subject to Section 8.2 below, you may cancel your order any time prior to the delivery of goods/services.

8.2 You may only apply for the cancellation of the goods/services in the following circumstances:-

• The goods/service has not been received by you not attributable to your fault and/or default;
• The goods/services delivered to you is grossly unsatisfactory;
• The goods/service delivered to you is materially different from the description as provided;
• By way of private arrangement between you and the Seller/Service Provider;
• Miscarriage or death due to medical reasons;
• Change of mind.

8.3 Your application must be submitted to CK MAMA Platform through the designated email/phone number as determined by CK MAMA Platform and CK MAMA Platform will review your application on a case-by-case basis and in its sole discretion, determine whether your application is successful.

8.4 If your application is approved by CK MAMA Platform, subject to the terms and conditions as stated herein, CK MAMA Platform will arrange for the refund of such monies paid (excluding the non-refundable deposit paid, which shall be deemed as agreed administrative charges to CK MAMA Platform) to your designated account within twenty-eight (28) days of the cancellation and refund request being approved.

8.5 CK MAMA Platform reserves the right to cancel any transaction on the Platform without the need to assign any reason whatsoever and you hereby agree that your sole remedy will be to receive a refund of monies paid to CK MAMA Platform.

9.1 In the event a problem arises in a transaction, CK MAMA Platform and you agree to communicate with each other first to attempt to resolve such dispute by mutual discussions. If the matter cannot be resolved by mutual discussions, Users may approach the claims tribunal of their local jurisdiction to resolve any dispute arising from a transaction.

10.1 CK MAMA Platform welcomes information and feedback from our Users which will enable CK MAMA Platform to improve the quality of service provided. Please refer to our feedback procedure below for further information:-

• Feedback may be made in writing through email to or using the feedback form found on the Platform;
• Anonymous feedback will not be accepted.
• Customers and/or Service Providers affected by the feedback will be fully informed of all facts and given the opportunity to put forward their case.
• Vague, offensive, abusive and defamatory feedback will not be entertained.

11.1 THE PLATFORM ARE PROVIDED “AS IS” AND WITHOUT ANY WARRANTIES, CLAIMS OR REPRESENTATIONS MADE BY CKMAMA PLATFORM OF ANY KIND EITHER EXPRESSED, IMPLIED OR STATUTORY WITH RESPECT TO THE PLATFORM, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF QUALITY, PERFORMANCE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE, NOR ARE THERE ANY WARRANTIES CREATED BY COURSE OF DEALING, COURSE OF PERFORMANCE OR TRADE USAGE. WITHOUT LIMITING THE FOREGOING AND TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CKMAMA PLATFORM DOES NOT WARRANT THAT THE PLATFORM OR THE FUNCTIONS CONTAINED THEREIN WILL BE AVAILABLE, ACCESSIBLE, UNINTERRUPTED, TIMELY, SECURE, ACCURATE, COMPLETE OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT THIS PLATFORM AND/OR THE SERVER THAT MAKES THE SAME AVAILABLE ARE FREE OF VIRUSES, CLOCKS, TIMERS, COUNTERS, WORMS, SOFTWARE LOCKS, DROP DEAD DEVICES, TROJAN-HORSES, ROUTINGS, TRAP DOORS, TIME BOMBS OR ANY OTHER HARMFUL CODES, INSTRUCTIONS, PROGRAMS OR COMPONENTS.

11.2 YOU ACKNOWLEDGE THAT THE ENTIRE RISK ARISING OUT OF THE USE OR PERFORMANCE OF THE PLATFORM REMAINS WITH YOU TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

11.3 CK MAMA PLATFORM HAS NO CONTROL OVER AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DOES NOT GUARANTEE OR ACCEPT ANY RESPONSIBILITY FOR THE FITNESS FOR PURPOSE, EXISTENCE, QUALITY, SAFETY OR LEGALITY OF THE PLATFORM. IF THERE IS A DISPUTE INVOLVING ONE OR MORE CUSTOMERS AND/OR SELLERS/SERVICE PROVIDERS, SUCH CUSTOMERS AND/OR SELLERS/SERVICE PROVIDERS AGREE TO RESOLVE SUCH DISPUTE BETWEEN THEMSELVES DIRECTLY AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, RELEASE CK MAMA PLATFORM , ITS PARENT COMPANY, AFFILIATES AND ASSOCIATES FROM ANY AND ALL CLAIMS, DEMANDS AND DAMAGES ARISING OUT OF OR IN CONNECTION WITH ANY SUCH DISPUTE.

12.1 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CK MAMA PLATFORM BE LIABLE WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE (WHETHER ACTIVE, PASSIVE OR IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY), OR OTHER CAUSE OF ACTION AT LAW, IN EQUITY, BY STATUTE OR OTHERWISE, FOR:

• LOSS OF USE;
• LOSS OF PROFITS;
• LOSS OF REVENUES;
• LOSS OF DATA;
• LOSS OF GOOD WILL;
• FAILURE TO REALISE ANTICIPATED SAVINGS, IN EACH CASE WHETHER DIRECT OR INDIRECT; OR
• ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THIS PLATFORM OR THE SERVICES, INCLUDING, WITHOUT LIMITATION, ANY DAMAGES RESULTING THEREFROM, EVEN IF CKMAMA PLATFORM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

12.2 SUBJECT TO THE TERMS AND CONDITIONS HEREINMENTIONED, YOU ACKNOWLEDGE AND AGREE THAT YOUR ONLY RIGHT WITH RESPECT TO ANY PROBLEMS OR DISSATISFACTION WITH THE PLATFORM IS TO REQUEST FOR TERMINATION OF YOUR ACCOUNT AND/OR DISCONTINUE ANY USE OF THE PLATFORM.

12.3 IF, NOTWITHSTANDING THE PREVIOUS SECTIONS, CK MAMA PLATFORM IS FOUND BY A COURT OF COMPETENT JURISDICTION TO BE LIABLE (INCLUDING FOR GROSS NEGLIGENCE), THEN, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ITS LIABILITY TO YOU OR TO ANY THIRD PARTY IS LIMITED TO THE LESSER OF: (A) ANY AMOUNTS NOT EXCEEDING PRICE PAID; OR (B) RM100.00 (RINGGIT MALAYSIA ONE HUNDRED) ONLY, WHICHEVER SHALL BE THE LOWER.

12.4 NOTHING IN THESE TERMS OF SERVICE SHALL LIMIT OR EXCLUDE ANY LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY CK MAMA PLATFORM’S NEGLIGENCE, FOR FRAUD OR FOR ANY OTHER LIABILITY ON THE PART OF CK MAMA PLATFORM THAT CANNOT BE LAWFULLY LIMITED AND/OR EXCLUDED.

13.1 You represent and warrant that:-

• you possess the legal capacity (and in the case of a minor, valid parent or legal guardian consent), right and ability to enter into these Terms of Service and to comply with its terms; and
• you will use the Services for lawful purposes only and in accordance with these Terms of Service and all applicable laws, rules, codes, directives, guidelines, policies and regulations.

14.1 If CK MAMA Platform, in its sole discretion, believes that you may have engaged in any potentially fraudulent or suspicious activity and/or transactions, we may take various actions to protect CK MAMA Platform, other users or service providers, other third parties or you from claims, fees, fines, penalties and any other liability. The actions we may take include but are not limited to the following:

• We may close, suspend, or limit your access to your Account or the Services, and/or suspend the processing of any transaction;
• We may hold, apply or transfer the funds in your Account as required by judgments and orders which affect you or your Account, including judgments and orders issued by courts in Malaysia or elsewhere and directed to CK MAMA Platform;
• We may refuse to provide the goods/services to you now and in the future;
• We may hold your funds for a period of time reasonably needed to protect against the risk of liability to CK MAMA Platform or a third party, or if we believe that you may be engaging in potentially fraudulent or suspicious activity and/or transactions.

15.1 You agree to indemnify, defend and hold harmless CK MAMA Platform, and its shareholders, subsidiaries, affiliates, directors, officers, agents, co-branders or other partners, and employees (collectively, the “Indemnified Parties“) from and against any and all claims, actions, proceedings, and suits and all related liabilities, damages, settlements, penalties, fines, costs and expenses (including, without limitation, any other dispute resolution expenses) incurred by any Indemnified Party arising out of or relating to: (a) any transaction made on the Platform, or any dispute in relation to such transaction, (b) the hosting, operation, management and/or administration of the Services by or on behalf of CK MAMA Platform, (c) your violation or breach of any term of these Terms of Service or any policy or guidelines referenced herein, (d) your misuse of the goods/services, (e) your breach of any law or any rights of a third party, or (f) any content uploaded by you.

16.1 If any provision of these Terms of Service shall be deemed unlawful, void, or for any reason unenforceable under the law of any jurisdiction, then that provision shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions in such jurisdiction nor the validity and enforceability of the provision in question under the law of any other jurisdiction.

17.1 These Terms of Service will be governed by and construed under the laws of the Malaysia. Each party accessing this Platform hereby submits to the exclusive jurisdiction of the courts of Malaysia and waives any jurisdictional, venue or inconvenient forum objections to such courts.

18.1 CK MAMA Platform reserves all rights not expressly granted herein.

18.2 CK MAMA Platform may modify these Terms of Service at any time by posting the revised Terms of Service on this Platform. Your continued use of this Platform after such changes have been posted shall constitute your acceptance of such revised Terms of Service.

18.3 You may not assign, sublicense or transfer any rights granted to you hereunder or subcontract any of your obligations.

18.4 Nothing in these Terms of Service shall constitute a partnership, joint venture or principal-agent relationship between you and CK MAMA Platform, nor does it authorise you to incur any costs or liabilities on CK MAMA Platform’s behalf.

18.5 The failure of CK MAMA Platform at any time or times to require performance of any provision hereof shall in no manner affect its right at a later time to enforce the same unless the same is waived in writing.

18.6 These Terms of Service are solely for your and our benefit and are not for the benefit of any other person or entity, except for CK MAMA Platform’s parent, affiliates and subsidiaries (and each of CK MAMA Platform’s and its affiliates’ and subsidiaries’ respective successors and assigns).

18.7 The terms set forth in these Terms of Service and any agreements and policies included or referred to in these Terms of Service constitute the entire agreement and understanding of the parties with respect to the Services and the Platform and supersede any previous agreement or understanding between the parties in relation to such subject matter. The parties also hereby exclude all implied terms in fact. In entering into the agreement formed by these Terms of Service, the parties have not relied on any statement, representation, warranty, understanding, undertaking, promise or assurance of any person other than as expressly set out in these Terms of Service. Each party irrevocably and unconditionally waives all claims, rights and remedies which but for this Section it might otherwise have had in relation to any of the foregoing. These Terms of Service may not be contradicted, explained or supplemented by evidence of any prior agreement, any contemporaneous oral agreement or any consistent additional terms.

18.8 You agree to comply with all applicable laws, statutes, regulations and codes relating to anti-bribery and corruption and confirm that you have and shall have in place all policies and procedures needed to ensure compliance with such requirements.

18.9 If you have any questions or concerns about these Terms of Service or any issues raised in these Terms of Service or on the Platform, please contacts us at: +6011-3663 5488.

I HAVE READ THIS AGREEMENT AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE AND ANY REVISION THE SAME HEREAFTER. BY CLICKING THE “SIGN UP” OR “CONFIRM ” BUTTON DURING REGISTRATION/LOGIN, I UNDERSTAND THAT I AM CREATING A DIGITAL SIGNATURE, WHICH I INTEND TO HAVE THE SAME FORCE AND EFFECT AS IF I HAD SIGNED MY NAME MANUALLY.